Month

April 2020
Workplace pensions 2020-21 tax year update
The 2020-21 tax year is starting on the 6th of April. See below an update on the key changes regarding workplace pensions: Earnings Thresholds This change only applies to schemes where contributions are calculated on a Qualifying Earnings basis From the 6th of April 2020, the lower level of the Qualifying earnings band will increase...
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With coronavirus having such an impact on company operations, The Pensions Regulator has issued guidance on handling workplace pensions amid the disruption. Here’s what employers need to know – about complying with their obligations and supporting staff. Pension contributions must continue – unless the employee opts out Employers are still required to contribute at least...
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Re-enrolment
On a rolling 3 yearly-basis from your staging date or duties start date, employers need to re-assess workers who: Opted out of the workplace pensionLeft the pension scheme after the opt-out periodReduced their contributions to below the minimum level Any worker who meets the assessment criteria for auto enrolment has to be re-enrolled back into...
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Auto-enrolment postponement
As small businesses are drawn into auto-enrolment and beginning to appreciate the responsibilities involved, there can be a temptation to explore ways to delay or postpone your workplace pension obligations. This isn’t surprising. Almost overnight, employers have been asked to become pension experts. The scale of the auto-enrolment task can seem overwhelming at first, so...
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Don't let your payroll software dictate your workplace pension choices
Auto-enrolment should be win-win: There will be 1.8 million employers setting up and contributing to pension schemes for the future financial security of 5.5 million people – resulting in a new £17.5 billion pool of investable assets for the UK’s economy.  Smiles all round, right? Unfortunately, we have a way to go – because inflexible...
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