Start-ups at risk over auto-enrolment duties
October 2017: Don’t ignore obligations of the pension auto-enrolment Duties Start Date, which covers all companies without a staging date or entrepreneurs about to start up a new business, warns Husky Finance’s Jonathan Snicker.
Working together for micro employers
Whitley Stimpson and Husky Finance make it easy for micro employers to gear up for auto enrolment
Auto enrolment will permanently change how every business operates
A permanent shift
Making Auto Enrolment really easy
the words ‘easy’ and ‘auto enrolment’ might seem like an oxymoron and really shouldn’t be uttered in the same sentence
New Auto Enrolment Services to rescue SME's in danger of fines
Husky launches new express and rescue services
Postponing auto enrolment might give employers flexibility if used right
...but it’s a myth that one can avoid duty altogether
Christmas is not the time to put your feet up
January might seem a long way off, but not when it comes to Auto Enrolment
Too many still in the dark
The latest update from The Pensions Regulator shows too many employers are still not getting the message
Staggering’ rise in fines for failures on pensions
Thousands of small companies have been fined for failing to enrol staff in a workplace pension
The Boat will have Sailed
Long awaited proposals for new workplace pension laws are welcome, but will be too late for most employers
No time for High Fives
Is the recent auto enrolment update from the Department for Work and Pensions (DWP) all the good news that it might seem?
Easy Does It...
Criticising us too strongly now for not saving enough risks derailing Auto-Enrolment
We’re in danger of failing a generation of savers
Without additional protections in the immediate future auto-enrolment is in danger of disappointing a generation of new savers
Panorama Pension Rip Offs - Our review: Don’t be scared away by headlines
An industry opened up by the new pension freedoms announced in 2015, which has changed the landscape when it comes to what we can all do with our retirement savings. As a result, the industry has inevitably opened the door to less scrupulous operators at the same time. With those greater freedoms comes an increased responsibility to tread carefully.
The dog helps the bear choose a good workplace pension
As children and adults, we all look for guidance, advice and security when faced with unfamiliar situations. Workplace pensions are new for most employers. So when we’re told we must choose one for our workers and when ‘experts’ are telling us to be careful what we choose, where should we look to for guidance?
How does anyone know if a workplace pension is any good?
Small employers aren’t financial experts – they are normal human beings. They need much more help to know what’s a decent provider and what isn’t. We couldn’t be agnostic – there’s too much risk of harm.
Don’t let payroll get between you and a good pension scheme
Husky enables employers and accountants to look at workplace pensions and auto-enrolment as the business issue it is.
When it comes to choosing a pension scheme, employers need to know what good looks like
How do responsible accountants and employers actually know what a ‘good quality’ pension scheme looks like?
A complete service that makes light-work of workplace pensions
In the UK, the gap between the kind of lifestyle the average person hopes to enjoy in retirement and the kind of lifestyle that we’re on track to be able to afford, is substantial.
The question of contributions
There are escalating minimum contribution levels for workplace pensions. Until the end of September 2017 it’s 2%, rising to 5% until October 2018 when it goes up again to 8%.
Advisors and the auto-enrolment market
Many employers left to offer a workplace pension will be looking for external help, whether from an IFA, accountant or even book-keeper as they struggle to comply. This creates opportunity – but also an obligation to clients to “get it right”.
Look To The Future - Make It Rosy
Under the new rules for auto-enrolment, all employers must eventually offer a workplace pension scheme and automatically enrol eligible workers in it. Automatic enrolment is being introduced in stages up until 2018. The largest employers started first, followed by medium-sized. We’re now entering the phase when small employers, are being introduced.