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Advisors
Salary Exchange is a zero-cost employee benefit that increases your employees’ take-home pay (and potentially their pension pot) while also leaving more cash in your business. What is Salary Exchange? Salary Exchange (also referred to as Salary Sacrifice) is an agreement between the employee and the employer. The employee’s contract of employment is altered to...
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The Government has just announced that National Insurance contributions (NICs) will rise by 1.25% for both employees and employers from April 2022 to help fund the NHS and social care across the UK. Fortunately, there are ways to reduce the impact. Main changes National Insurance contribution amounts will be raised by 1.25% for both employee...
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IR35 is extending to the private sector in April 2021, so it is essential that companies start preparing. What is changing IR35 is the UK tax law applicable to the engagement of contractors through a personal service company or other intermediaries. The upcoming changes mean that medium and large businesses will be responsible for working...
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The 2021-22 tax year is starting on the 6th of April 2021. See below an update on the key changes regarding workplace pensions: Earnings thresholds The threshold change will apply to schemes where contributions are calculated on a Qualifying Earnings basis. The Upper level of qualifying earnings will increase from £50,000 to £50,270 per year....
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Employers in the UK have Automatic Enrolment (AE) duties. However, in certain instances, Directors may be exempt. Definition of a Director When the Pensions Regulator refers to a director, they mean anyone holding office as a director. This does not include a person who is a director in name only. In the case of a...
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Job Support Scheme - 2020
The new Job Support Scheme (JSS) will replace the existing Job Retention scheme. Furlough scheme extended The new JSS was supposed to start on the 1st of November. However, the Government announced an extension of the existing Coronavirus Job Retention Scheme (CJRS) – also known as the Furlough Scheme – until December. Employees will receive...
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John Cleese in Husky's new campaign
We are delighted to announce that we have just launched our first direct marketing campaign around Salary Exchange, titled “Get more now, have more later”, featuring the unmistakable voice of John Cleese. Our radio adverts went live on 9 September on LBC, and we have already seen a significant increase in website traffic at huskyfinance.com/gethusky...
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Husky fundraising with Crowdcube
It was the first time we tried crowdfunding, and it was a resounding success – we hit our target in just 15 days.Many thanks to the 460 people who helped us raise more than £415,000. The investment will drive more product development and marketing initiatives that help people take more control over pensions.We kicked off our...
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Employer workplace pension contributions during COVID
The details of the changes to the Coronavirus Job Retention Scheme have been announced, including the below changes regarding workplace pensions: Employer contributions for furloughed workers Furlough pay will remain capped at 80% of salary or wages up to £2,500. Currently, grants under the Government’s Job Retention Scheme cover costs relating to employment, of up...
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Workplace pensions 2020-21 tax year update
The 2020-21 tax year is starting on the 6th of April. See below an update on the key changes regarding workplace pensions: Earnings Thresholds This change only applies to schemes where contributions are calculated on a Qualifying Earnings basis From the 6th of April 2020, the lower level of the Qualifying earnings band will increase...
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