Swoop Funding has established apartnership with Husky

Swoop Funding has established a partnership with Husky

Now Swoop’s clients can take advantage of Husky’s technology to have the most suitable workplace pension, ensure compliance and save money with Salary Exchange.

Hassle-free auto-enrolment and pension setup
Access preferential rates from top providers, save up to 80% on pension fees
Ensure compliance to meet all requirements and promptly address any issues that arise
An automated, app-based Salary Exchange process, saving your company and staff both time and money

Book a demo

Calculate Savings

Husky is rated Excellent on

Let's get to know you with 3 questions only

Did you know?

Any company needs to have a workplace pension scheme in place and enrol their employees as soon as they join.

1. Do you have a workplace pension in place? Yes No

Watch this video to understand how Husky can set up and manage your company pension.

Pensions are not just about obligations, it’s about having the most suitable providers, ensuring compliance, and saving time and money.

Rates Comparison
Scheme Setup
End-to-End Management
Compliance Control
Ongoing Support
Engage Employees
Automation with Husky4Everyone App

Are You Employing at Least One Person?
Whether you have 5,000 employees or just one, your pension scheme must be up and running within six weeks of their start date. Yes, you heard it right: Within six weeks from their start date. Husky is dedicated to guiding you through this process, ensuring you comprehend your responsibilities and setting up everything accurately.

2. Do you have a Salary Exchange arrangement in place? Yes No

Watch the video to discover how Salary Exchange can benefit your company, and book a call to get started.

The best part is there is no cost to you, the Salary Exchange savings cover the Husky service fee.

Easy implementation
Ensure compliance
Husky is one of the only providers that can set up Salary Exchange schemes based on Qualifying Earnings
No Independent Financial Advisor (IFA) costs are incurred when using Husky.
Ongoing Support
Automation with Husky4Everyone App

Play Video about husky-mobile-app-salaryexchange

3. Has anyone checked it is legally compliant? Yes No

We recommend you allow Husky to review your current workplace pension, it's free.

Husky offers a comprehensive review of pension plans and salary exchange setups to optimise benefits. They specialise in eliminating typical monthly charges imposed by pension providers, a service many top UK employers utilize to save up to £600 annually and reduce employee contribution charges by up to 80%. Most employers are unaware of these charges, some as high as 2% per pension contribution, which can accumulate quickly. Husky provides a complimentary pension scheme review specifically tailored for SMEs.

We recommend you allow Husky to review your current workplace pension, it's free.

SME benefits

Significantly reduced tax liabilities via National Insurance savings
Increases cash savings for your business with Salary Exchange
Generated savings can cover Husky’s fees
Enhanced employee benefits
Materially lower admin burden
Access to more cost-effective pension schemes
Discounted employer pension charges
Create a win-win situation for everyone involved

Workplace pension setup and management

Allow access to Husky's cost-effective comparator solution that enables employers to choose and set up a workplace pension scheme without requiring your involvement.
You can save up to 80% on pension fees through our exclusive rates with top providers.
We also streamline the complexities of auto-enrolment compliance.

Employee benefits with Salary Exchange

Empower employees with easy access to up-to-date pension information, ensuring they stay informed and engaged in their retirement planning.
Enhanced pension contributions
Potential for an ‘emergency’ savings account
Reduced employee pension AUM charges

Simplified payroll solutions

Husky seamlessly manages your payroll and integrates with your existing pension schemes, all while utilising Salary Exchange for added savings.

Our user-friendly app automates the whole workflow saving you time and money, and ensuring maximum efficiency and compliance. All the management is available in the portal for the employer as well.

Compliance made easy

We ensure all auto-enrolment obligations are met, rectify any existing issues, and maintain full compliance for every employer. Even if you have compliance issues or have received a notice or fine from The Pensions Regulator, Husky can always help.

With a proven track record of managing compliance for over 2,000 businesses, we’ve saved our clients more than £50,000 in fines, reducing hassle and costs while ensuring peace of mind for your business.

Salary Exchange Calculator

It’s pretty simple. Husky takes your current pension and makes it work better by using Salary Exchange. See how implementing Salary Exchange can positively benefit your company and workers

See why employers choose Husky.

     Excellent  
     Based on 13 reviews 
    
 
 
   
 
 
        
   John Quinn 
 2023-07-25
 
 
 Trustindex verifies that the original source of the review is Google. Professional responsive service that works for our business needs.  Reliable, transparent, honest company to work with. Highly recommend.
  
 
       
   william ruddle 
 2022-10-31
 
 
 Trustindex verifies that the original source of the review is Google. My business, Spalding Massage Therapy used Husky's services throughout our period of employing staff. From set up and registering with HMRC through to sadly the point where we have had to stop employing, Husky and our point of contact Olga have been so helpful & professional. Their fees for small businesses are very reasonable IMHO and the Helpdesk has been relentlessly supportive - even when Olga had to explain the same thing to me 3 months running!
  
 
       
   Jay Jay 
 2021-09-20
 
 
 Trustindex verifies that the original source of the review is Google. When time was of the essence Husky pulled our very new to the world of employment out of the waters. They were fast acting, professional and explained everything in a way that just melted all the anxiety of payroll and pensions away. The team are friendly and relatable, while being efficient and professional. We couldn't have asked for more, (a quick mention that Steve from payroll has been especially helpful and has gone above and beyond to explain any queries)
  
 
       
   Earl Shilton Town Council 
 2021-09-03
 
 
 Trustindex verifies that the original source of the review is Google. A very professional, efficient, trustworthy, reliable payroll and pension roll service provider that are competitively priced. Earl Shilton Town Council hope to have a long and happy working relationship with Husky Finance colleagues.
  
 
       
   Julie Veal 
 2021-06-21
 
 
 Trustindex verifies that the original source of the review is Google. I would highly recommend Husky finance, I use them for Pensions on a number of our Companies.  Kay is a superstar, she has helped me no end,
a true professional throughout.  Thank you Kay and all the team at Husky.
  
 
       
   Aiden Lavelle 
 2021-06-18
 
 
 Trustindex verifies that the original source of the review is Google. Excellent friendly service to sort all the statutory auto enrollment requirements in the UK for Erris Resources plc and Erris Gold Resources Ltd.
  
 
       
   Dan Paulsberg 
 2021-06-18
 
 
 Trustindex verifies that the original source of the review is Google. Husky manage both our monthly payroll and pension needs.  From the beginning, they have been incredibly supportive.  Our Head Office is in Ireland, so having a team knowledgeable of the intricacies of UK payroll and pensions has been a life saver for us.
  
 
       
   Toby Watfa 
 2021-03-17
 
 
 Trustindex verifies that the original source of the review is Google. Makes workplace pensions so much easier and transparent
  
 
       
   Bonnie Forssell 
 2020-02-22
 
 
 Trustindex verifies that the original source of the review is Google. We are certainly not their largest client, but they treat us so well and offer such great customer service, that you would think we were the most important client to them. Everything about working with Husky was so easy.  We are a US based non profit hiring our first employee in the UK, so naturally, we had lots of questions.  The team at Husky (especially Nigel and Kay) walked us through all of our options and really helped us find the best solution. I'd definitely recommend them.
  
 
       
   Jon Clayson 
 2020-01-28
 
 
 Trustindex verifies that the original source of the review is Google. We have used the services of Huskey for over a year now, they look after our  company pension scheme. The reason I chose Huskey was because from the moment I contacted them they were so helpful and everything they promised, they followed through. Nothing was too much work for them. I would definitely recommend them.

Pricing to suit business of all sizes

Salary Exchange and Compliance are included in all pricing plans. You can choose to add Payroll services.
Please note that a one-time fee may apply for correcting backdated contributions.

1-3

Employees

From

£25

price/month

4-9

Employees

From

£35

price/month

10-19

Employees

From

£48

price/month

20-49

Employees

From

£96

price/month

50+

Employees

For organisations with over 50 employees, a customised and detailed approach is essential.

1-3

Employees

From

£25

price/month

4-9

Employees

From

£35

price/month

10-19

Employees

From

£48

price/month

20-49

Employees

From

£96

price/month

50+

Employees

For organisations with over 50 employees, a customised and detailed approach is essential.

Husky's Achievements

Husky is rated Excellent on

Here are 8 frequently asked questions

If you have more questions you can always access our knowledge base on this link.

What is Re-Enrolment?

What is Re-Enrolment?

Every 3 years from their staging date or duties start date, employers need to re-assess workers who have previously Opted out or elected to leave the workplace pension more than 1 year from the re-enrolment date.

Any worker who meets the required assessment criteria for auto-enrolment then has to be re-enrolled in the pension scheme. These criteria are:

age 22 up to the State Pension age
earn at least £10,000 a year
normally work in the UK (even if they often travel to other countries)

Once the re-enrolment process has been completed, a Re-Declaration of Compliance should be filed with The Pensions Regulator within 5 months of the third anniversary of the staging/duties start date, whether or not new staff were added to the scheme.

Employers need to complete the Re-Declaration once the re-enrolment process is completed. Husky will complete the Re-Declaration on the company's behalf.

When is Re-Enrolment happening?

Husky will apply the three-year anniversary of the staging date or the last re-enrolment date as your re-enrolment date. The pay period that contains this re-enrolment date will be assessed to determine any re-enrolment requirements.

You can select another date within three months from the re-enrolment date. Husky will contact you explaining the process and you can let us know if you would like to change your re-enrolment date.

What do you need to do?

Husky’s auto enrolment platform will apply the re-enrolment requirements and ensure all applicable workers are correctly assessed for re-enrolment. You may wish to advise any workers who have previously Opted Out of the scheme that they may be re-assessed, however, any worker that is to be re-enrolled will be issued with re-enrolment communication at the close of payroll. Your Payroll should also be advised that you will be applying re-enrolment on the date specified above.

If you have any queries please contact us at support@huskyfinance.com.

When should new employees be enrolled?

Employers must automatically enrol all new and eligible employees who are:

aged 22 to state pension age
earning over £10,000 a year
Working or ordinarily work in the UK
Not already part of a qualifying workplace pension scheme

What is the Duties Start date?

Anyone who became an employer after 1 October 2017 has to legally comply with automatic enrolment duties for their new employees.

These duties apply immediately from the first day the first member of staff started working for them. This date is known as the Duties Start Date.

What does Qualifying Earnings mean?

Qualifying earnings is a band of earnings used to calculate pension contributions used by most employers.

Under qualifying earnings, contributions are calculated based on a part of your earnings. In the tax year 2022/23, the lower annual earnings threshold is £6,240 and the upper threshold is £50,270 (these are £520 and £4,189 monthly). That means that the first £6,240 isn’t included, so qualifying earnings can’t be more than £44,030 (£50,270 minus £6,240).

Let's look at Jon as an example:

Jon earns £5,000 a month and contributes 5% into his pension and his employer contributes 3%
His monthly qualifying earnings would be £3,669.00 (£4,189 - £520)
Therefore, his pension contributions will be calculated as 5% of £3,669 and his employer contributions will be calculated as 3% of £3,669

You can find more details on how your pension contributions are calculated by logging into the Husky for Everyone app.

Can Salary Exchange be used with existing pension plans?

Yes, salary exchange can be introduced into an existing plan as well as new plans.

Will Salary Exchange affect my current entitlement to Tax Credits?

You should speak to your tax credits office before you decide whether to participate in a Salary Exchange Scheme. You must also notify your tax credits office once you have exchanged your salary. However, in broad terms, as your gross salary reduces (and employer pension contributions are disregarded) your entitlement to tax credits may increase. If you currently make personal contributions to a pension scheme, then you are currently entitled to deduct the gross amount of the pension contribution from your earnings to calculate your tax credits. In this situation, therefore, there should be little or no change to your tax credits entitlement.

Why choose Husky's payroll services for small businesses?

There are many benefits to choosing us to help you run your payroll. Not only do we do this effectively and on time but we also offer additional services in the package, such as pension management and Salary Exchange setup.

Our mission is to help you save time and focus on your business. We take the headache out of payroll as we manage it from start to finish with our leading cloud-based software.

The way we ensure that we deliver a great service is to also pay attention to the compliance side of your business and operations. We make sure your payroll is done right.

Also, our Husky for Everyone app not only helps with automating all processes and signing the agreements, it also gives control to employees to manage their retirement savings and view their payslips! It’s a win-win!