Pension management in the UK is evolving quickly, and now in 2025, it’s essential for businesses, accountants, and pension providers to stay ahead of the curve. From new technologies and regulations to changing employee expectations, the pension landscape is becoming more complex. Here’s a look at the key trends and how you can prepare – with Husky by your side.
2025 Trends in Pension Management: Are You Prepared? Read More »
As the workforce landscape continues to evolve, HR professionals face growing challenges to deliver benefits that are cost-effective, competitive, and engaging. Salary sacrifice—a tax-efficient method to enhance workplace pensions and other benefits—is proving to be a game-changer for HR teams in 2025.
Salary Sacrifice: Transforming HR in 2025 Read More »
With the Employer NI Rate set to rise from 13.8% to 15% in April 2025, alongside a lowered NI threshold, businesses face sharply increased payroll costs. Salary Exchange offers a clear, cost-saving solution to help employers navigate these changes while maintaining employee benefits.
Be Ready: Higher Employer NI Rate in April 2025 Read More »
Workplace pensions aren’t just for employees – they can be a smart financial move for directors too. Even if auto-enrolment (AE) rules don’t require you to set one up, pensions offer significant benefits such as tax savings, reduced corporation tax, and long-term financial security.
Why Director-Only Companies Should Consider Workplace Pensions Read More »
Implementing salary exchange schemes allows employers to manage these additional costs while supporting their employees’ financial well-being, which is crucial as living costs rise.
Budget 2024: Why Employers Need to Consider Salary Exchange More than Ever Read More »
In the UK, employers have a legal obligation to provide workplace pensions for eligible employees under the automatic enrolment scheme. Since its introduction in 2012, auto-enrolment has ensured millions of workers save for retirement. But as with any legal requirement, non-compliance can result in significant consequences for businesses.
Could Your Business Face Fines for Pension Non-Compliance? Find Out! Read More »
Ensuring compliance with pension duties is a critical responsibility for employers, yet navigating the complexities of regulatory requirements can be challenging. The Pensions Regulator (TPR) plays a vital role in overseeing pension schemes and enforcing compliance to safeguard the retirement savings of employees. Recent statistics published by the TPR shed light on the state of pension compliance among UK businesses, highlighting common errors and enforcement actions taken by the regulator.
Navigating Pension Compliance: Insights from the Pensions Regulator Read More »
Salary Exchange (also known as Salary Sacrifice) is a different way of contributing to a workplace pension that allows both employers and employees to save on National Insurance contributions. This method increases take-home pay for employees and enhances cash savings for businesses, creating a win-win situation for everyone involved.
Why Most SMEs in the UK Haven’t Implemented Salary Exchange Yet Read More »
For many employees, changes in their net pay can be perplexing and sometimes concerning. Net pay, or the amount received after deductions and taxes have been subtracted from gross pay, can fluctuate due to various factors. Understanding why your net pay may have changed is essential for financial planning and peace of mind. Here are some common reasons why your net pay may have changed.
Understanding Payroll: Why Did My Net Pay Change? Read More »
In the world of small business management, every decision carries weight, and none perhaps more so than those concerning employee benefits. Among these, choosing a pension provider stands out as
How to Choose a Pension Provider for Your Small Business Read More »